Osaic Institutions offers customized investment advice, financial planning, and consulting services. As a registered broker-dealer, Osaic Institutions' advisors can offer both advisory and brokerage services. Clients can receive a detailed financial plan or limited consultation on specific financial topics. Osaic Institutions also provides investment advice to retirement plans. Osaic Institutions may act as a referral source to third-party asset managers for a fee.
Fee Structure
Fees for customized advisory services are based on the value of your portfolio and are negotiable. The maximum advisory fee is 2.50%. You may pay monthly or quarterly account fees, either in advance or after the service is provided. These fees are directly deducted from your account. If you invest in mutual funds or ETFs, you'll pay advisory fees to both the fund manager and Osaic Institutions. If the custom advisory services apply to annuities for which the advisor receives trail compensation, such trail fees generally will be used to offset the advisory fee.