PNC Wealth Management offers the Capital Directions Annuities Program, which provides investment advice related to annuity contracts. Clients complete a questionnaire to determine their financial situation, risk tolerance, and investment objectives. Based on this, a financial advisor recommends an investment strategy. The program offers various annuity products, including Investment Only Variable Annuities, Traditional Variable Annuities, and Registered Index Linked Annuities. PNC Wealth Management monitors the allocation models and can reallocate investments within the annuity account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.00% |
| $250K - $500K | 1.75% |
| $500K - $1.0M | 1.50% |
| $1.0M - $2.0M | 1.25% |
| $2.0M - $4.0M | 1.00% |
| $4M+ | 1.00% |
Fees negotiable for accounts over $4,000,000. From time-to-time, we offer discounted pricing programs at our discretion. For example, current employees of PNCWM and their immediate family members are eligible for employee pricing.