Spectrum Financial Alliance provides personalized financial planning and manages investment portfolios for clients. Spectrum develops individualized investment programs based on client goals and objectives. Spectrum offers both comprehensive and modular financial planning services covering areas like estate planning, investments, taxes, and insurance. Spectrum manages assets on a discretionary basis, making trades without prior client consultation.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | Included |
Fees are negotiable based upon the complexity of your financial situation, composition of the account, previous history with us, and related accounts. SFA will credit a portion of its management fees to certain investors who incur charges to surrender annuities, CDs, load mutual funds, REITS, other securities, or instruments to have the proceeds managed by SFA. In addition, you can bundle accounts of household members in order to reach a higher total account value and therefore a lower fee level.