Cain, Watters & Associates (CWA) offers financial planning, retirement planning, and investment management services. CWA's financial planning covers business, retirement, and personal aspects, including tax strategies, pension plan design, and estate planning. CWA offers investment programs through affiliated bank T Bank, a Unified Managed Account Platform, Separately Managed Account Programs, and Donor Advised Fund Services. CWA primarily serves dental healthcare professionals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.80% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $15.0M | 0.50% |
| $15.0M - $20.0M | 0.45% |
| $20.0M - $25.0M | 0.40% |
| $25M+ | 0.35% |
Fees are negotiable at CWA's sole discretion. In certain cases CWA aggregates the assets under management of related accounts for purposes of determining which breakpoint applies. Clients who have engaged CWA for Business and Personal Financial Planning Services will pay a discounted flat rate of 0.55% for UMA.