Horizons Sustainable Financial Services provides investment advisory and financial planning solutions, including cash flow and budgeting, education funding, retirement planning, risk management, estate planning, and tax planning. Horizons also offers ongoing portfolio supervision and access to third-party investment managers. The firm focuses on Sustainable, Responsible, Impact (SRI) investing, considering environmental, social, and governance factors in investment decisions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.25% |
| $200K - $500K | 1.25% |
| $500K - $1.0M | 1.10% |
| $1.0M - $2.0M | 0.97% |
| $2.0M - $3.0M | 0.89% |
| $3.0M - $5.0M | 0.81% |
| $5M+ | 0.81% |
Schedule shown is for Schwab Mutual Fund / ETF Portfolio. Schwab Fixed Income Only Portfolio has lower fees. Goldman Third-Party Investment Manager Portfolio has slightly lower fees than Schwab Mutual Fund / ETF Portfolio. Fees for assets above $5,000,000 are to be arranged separately. Manager fees (0% to 1.00%) may apply for third-party investment managers.