Howard Financial & Wealth Management provides financial planning and consulting services, including problem/solution planning, comprehensive financial analysis, and secure vaulting. They also offer alternative investment asset management in collateralized real estate investments. Howard Financial & Wealth Management utilizes third-party money managers and holds seminars and workshops to educate the public.
Fee Structure
Howard Financial & Wealth Management manages alternative investments in collateralized real estate, charging 1% annually on the cumulative loans issued. This fee may be negotiable.
For clients using third-party managers like Gradient Investments, the total annual fee ranges from 1.00% to 2.00% depending on the portfolio type (Strategic, Tactical, Allocation & Defined Outcome, Preservation, Private Wealth). Howard Financial & Wealth Management receives 0.60% to 1.00% of this fee, with Gradient Investments receiving the remainder. For Client Directed Accounts, a flat fee of $300 is charged by Gradient Investments.