Galvin, Gaustad & Stein (GGS) offers financial planning, pension consulting, and investment management services. They manage investments on a discretionary or non-discretionary basis, primarily using individual debt and equity securities and exchange-traded funds (ETFs). GGS also provides discretionary advice using the GGS Dynamic Growth Strategy. Certain clients were acquired from other firms and are subject to different fee schedules that include financial planning in the management fee. GGS also sponsors the Galvin, Gaustad & Stein Wrap Fee Program.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $2.5M | 1.25% |
| $2.5M - $5.0M | 1.05% |
| $5M+ | 1.05% |
Schedule shown is for non-discretionary services. Discretionary services are: - $0 - $500,000: 1.25% - $500,001 – $2,500,000: 1.00% - $2,500,001 - $5,000,000: 0.80% - More than $5,000,000: Negotiable For clients acquired from The Westerman Group, LLC: - $0 - $500,000: 1.60% - $500,001 – $1,500,000: 1.50% - $1,500,001 – $2,500,000: 1.25% - $2,500,001 - $5,000,000: 1.00% - More than $5,000,000: Negotiable