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Learn about disclosures →James owns Easycorals.com, propagating and selling saltwater corals, dedicating minimal time to it. He also owns an investment-related 401k business (full-time), is an investment advisor representative with Optivise Advisory Services, LLC (nearly full-time), a SmartVestor Pro with Ramsey Solutions (about half his time), and owns a financial planning DBA (about half his time).