Primerica Advisors, operating under PFS Investments Inc., provides access to investment strategies managed by unaffiliated asset management firms. As the program's sponsor and portfolio manager, Primerica evaluates asset managers and their strategies. Clients complete an investment profile to determine suitable models based on their objectives and risk tolerance. Investments are held in accounts registered in the client's name, and Primerica implements trades to align with selected models. The program offers strategic and tactical models, as well as income distribution and tax-managed strategies.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.24% |
| $250K - $500K | 2.21% |
| $500K - $1.0M | 2.02% |
| $1.0M - $3.0M | 1.88% |
| $3.0M - $5.0M | 1.70% |
| $5.0M - $10.0M | 1.55% |
| $10.0M - $15.0M | 1.45% |
| $15.0M - $25.0M | 1.20% |
| $25M+ | 1.10% |
The advisory fee component of the annual wrap fee is negotiable. As an accommodation to clients seeking temporarily to reduce exposure to market volatility, you are permitted to allocate your Program Account entirely to cash. Program Accounts allocated to cash are subject to a reduced annual wrap fee of 0.10%.