Frederick Gearhart
Frederick Gearhart is a registered investment advisor at Personal Legacy Planners, based in Grand Rapids, MI, with 26 years of industry experience. Frederick operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Retirement Planning, and 1 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.70% |
| $250K+ | 1.00% |
The annual fee includes the Third-Party Adviser’s maximum annual fee of 0.50%. The fees are negotiable.
Fee Estimator
Location
961 Four Mile Road Nw, Suite B, Grand Rapids, MI, 49544-8252
Get directionsHistory
Regulatory History (1)
Criminal
March 1991Other Business ActivitiesSells Insurance
Frederick is a trustee, managing member, and insurance agent involved in various LLCs, including PLP Advisors, PLP Services, PLP Metals, and Illuminated Insurance Services. He dedicates a significant amount of time to PLP Services, focusing on fixed life and annuity products, and also spends minimal time on other ventures like TG Leasing and Spanish Main Investments.
Employment History
Current Registrations
Personal Legacy Planners
Previous Registrations
Luminist Capital, LLC
Luminist Capital, LLC
Centaurus Financial, INC.Broker
Veritas Specialized Investment Services, LLC
USA Advanced Planners INC.Broker
USA Wealth Management LLC
USA Financial Securities CorporationBroker
Lifeusa Securities, INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.