BlueStem Wealth Partners offers personalized financial planning and investment management services. Financial planning covers retirement, education, estate, cash flow, tax, and insurance needs. Investment management is offered on a discretionary or non-discretionary basis, using mutual funds, ETFs, equities, bonds, and other securities. BlueStem may recommend external money managers. They also provide advisory services to retirement plans.
Fee Structure
BlueStem Wealth Partners charges an annual advisory fee that is agreed upon with each client. The fee is based on a percentage of the value of your portfolio. The fee for the initial month is based on the average daily balance of your portfolio at the end of the month. For subsequent months, the fee is paid in advance, based on the average daily balance of your portfolio for the previous month. BlueStem's maximum asset-based fee for their Core Equity Model is 1.75%. They also charge separate asset-based fees for specific services like cash portfolios, CDs, money market accounts, and variable annuities.