Five Cedars Financial offers portfolio management services based on individual client goals and risk tolerance. They create an Investment Policy Statement for each client. They also offer financial planning services covering goal planning, cash flow and debt management, charitable giving, employee benefits, estate planning, investment analysis, retirement planning, risk management, insurance planning, and tax planning strategies. Five Cedars Financial may direct clients to third-party investment advisors.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Fees are generally negotiable. In some circumstances, Five Cedars Financial will pay all or part of the third-party advisor’s fee using a portion of the fee paid to Five Cedars Financial. In general, Five Cedars Financial will pay a third party fee for a passive model portfolio strategy for household accounts totaling no more than $3M. Over $3M of household accounts and/or a more active strategy such as Direct Indexing will trigger the third-party adviser to deduct their fee from client accounts per disclosure in addition to Five Cedars Financial’s fees.