First Down Financial (FDF) manages investment portfolios using model asset allocations designed to meet specific investment goals. FDF works with clients to determine the appropriate model portfolio based on their individual circumstances. FDF primarily uses institutional mutual funds from Dimensional Fund Advisors (DFA). FDF also offers qualified plan services and financial planning services focused on portfolio longevity, cash flow management, and risk mitigation.
Fee Structure
First Down Financial charges a percentage of your portfolio each year. The exact percentage depends on the size of your portfolio.
For portfolios between $250,000 and $499,999, the fee ranges from 1.5% to 2.0% annually. For portfolios under $250,000, the maximum fee will be 1.75% annually. The fee decreases as the portfolio size increases. Fees for portfolios of $10,000,000 and over are quoted on an individual basis.
First Down Financial may discount the management fee charged to any client.