Be Your Best Financial (BYBF) is a financial planning firm offering financial planning and investment management services. Financial planning covers retirement, risk analysis, education savings, Social Security/Pension analysis, budgeting, investment review, debt reduction, insurance, and tax/legacy planning. Investment management involves creating and managing portfolios based on a client's goals, risk tolerance, and tax considerations, primarily using stocks, bonds, mutual funds, and ETFs. BYBF may recommend Betterment or Schwab Model Portfolios.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
For Clients utilizing the services of Betterment or Schwab Model Portfolios, the fee is 0.50% of assets under management. The combined fee will not exceed 2% of assets under management. Fees are negotiable.
