Horizon Financial Planning (HFP) manages investment portfolios and provides financial planning services. HFP offers investment management services through various third-party managers like Betterment, SEI Investments, First Ascent, 55ip, and Equitas Capital Advisors. Financial planning covers retirement, risk management, college savings, cash flow, debt management, and estate planning. HFP also offers continuous comprehensive financial planning with ongoing support and plan updates.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $6.0M | 0.60% |
| $6.0M - $10.0M | 0.40% |
| $10M+ | 0.25% |
Fees are negotiable. Waypoint Rewards program offers a fee reduction of 16% for clients who maintain an investment account for three years and have at least $1,000,000 in assets under management. Accounts subject to the TAMP fee schedule are not eligible for Waypoint Rewards.
