Golden Reserve Retirement provides ongoing portfolio management services based on individual client goals and risk tolerance. They create an Investment Policy Statement for each client. Financial planning services cover investment planning, insurance, tax, legal, retirement, college, and debt/credit planning. Golden Reserve primarily recommends passive, low-cost investing but may use other securities to diversify portfolios. They may appoint AE Wealth Management as a subadvisor for discretionary investment management.
Fee Structure
Golden Reserve Retirement offers portfolio management and financial planning for a negotiated fixed rate between $500 and $15,000 per year. The rate depends on the services provided. This fee includes tax and legal services provided by affiliated companies. Clients can terminate the agreement with a full refund within five business days of signing. After that, clients can terminate immediately with written notice.