Upstart Wealth Management manages investment portfolios based on clients' individual needs and goals. They develop a personal investment policy and manage a portfolio based on that policy. Upstart also offers financial planning services covering areas like cash flow, college savings, estate planning, retirement planning, risk management, and tax strategies. Upstart may recommend an independent investment manager for clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $750K | Included |
| $750K - $2.5M | 0.80% |
| $2.5M - $10.0M | 0.75% |
| $10.0M - $20.0M | 0.55% |
| $20M+ | 0.45% |
The minimum annual fee is $7,600 for clients with less than $2.5 million under management and $4,000 for clients with $2.5 million or more under management. These minimum annual fees cover financial planning and tax preparation/filing services. Certain clients have been grandfathered into legacy fee schedules. Fees are negotiable.