Gem-Young Wealth Advisors offers financial planning and portfolio management services. For clients with $250,000 or less, Gem-Young offers a one-time fee-based financial planning service. For portfolio management, Gem-Young creates an investment policy statement for each client and may use third-party investment advisors. Financial planning services are included for ongoing portfolio management clients. Gem-Young generally limits its investment advice to mutual funds, fixed income securities, real estate funds, insurance products, equities, ETFs, treasury inflation protected/inflation linked bonds and non-U.S. securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $1.5M | 1.00% |
| $1.5M - $2.5M | 0.75% |
| $2.5M - $5.0M | 0.50% |
| $5M+ | 0.50% |
This fee schedule applies to both the gWealth Select Series and the gWealth Premier Series. For the gWealth Select Series, there is also a third-party manager fee of 0.27% and a technology fee of 0.10%, for a total fee of 1.37% on all assets. Fees are negotiable.