FC Advisory, operating as Financial Coach and New Wealth Project, provides financial planning and investment management services. Financial Coach focuses on individuals nearing or in retirement, while New Wealth Project serves young families and emerging professionals. They develop financial plans through planning modules and offer ongoing financial planning combined with portfolio management. FC Advisory manages investments primarily using mutual funds and exchange-traded funds, and typically has discretionary authority to make trades.
Fee Structure
FC Advisory, through Financial Coach and New Wealth Project, offers ongoing financial planning and portfolio management for an annual fee based on the value of your investments.
For Financial Coach (retirement-focused):
- First $1 million — 1.25% per year
- Next $1 - $2 million — 1.00% per year
- Next $2 - $3 million — 0.75% per year
- Next $3 - $5 million — 0.50% per year
- Above $5 million — 0.10% per year
For New Wealth Project (young families):
- First $1 million — 0.75% per year
- Next $1 - $2 million — 0.60% per year
- Next $2 - $3 million — 0.45% per year
- Next $3 - $5 million — 0.30% per year
- Above $5 million — 0.10% per year
- Minimum Annual Advisory Fee — $2,500