Total Wealth Planning and Management (TWPM) provides financial planning and investment management services. TWPM offers both electronic and traditional face-to-face services. For clients with less than $100,000, planning is a la carte. Clients with $100,000+ in assets under management receive comprehensive financial planning at no additional cost under the Traditional service offering. TWPM uses Raymond James as its primary custodian.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.40% |
| $1.0M - $5.0M | 1.25% |
| $5M+ | 1.00% |
These fees are for the Traditional Over Top Service Platform. Fees are negotiable. For certain complex situations a maximum fee of 2% may be charged. The eOver the Top Service Platform (electronic only) has a different fee schedule: Below $3,335: $25 flat fee; $3,336 - $50,000: 0.75% per year; $50,001 - $99,999: 0.50% per year.