Claraphi Advisory Network provides investment management, retirement plan consulting, and financial planning services. Claraphi assesses client needs, develops financial plans, creates asset allocations, and recommends investment strategies. Claraphi monitors assets held away, and may recommend third-party money managers. Claraphi also delivers retirement solutions to plan providers, sponsors, and participants.
Fee Structure
Claraphi charges an annual investment management fee based on a percentage of your portfolio's value. The maximum annual fee is 2%, but the actual fee is negotiable based on factors like account size and services provided. Fees are deducted monthly or quarterly. If Claraphi recommends a third-party money manager, that manager will also charge a fee, but the combined fees will not exceed 3% per year.