Professional Financial Management (PFM) provides investment management and financial planning services. PFM offers three service levels: Investment Management, Financial Planning, and Wealth Advisory. Investment portfolios may include stocks, bonds, mutual funds, and exchange-traded funds. PFM has the authority to make trades without asking first for investment management clients. Financial planning services range from abbreviated to comprehensive, covering cash flow, net worth, tax returns, education planning, and retirement projections. PFM may recommend other professionals like attorneys or accountants, but clients are not obligated to use them.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.20% |
| $100K - $500K | 1.00% |
| $500K - $1.0M | 0.90% |
| $1.0M - $2.5M | 0.80% |
| $2.5M - $5.0M | 0.70% |
| $5M+ | 0.60% |
Fees are negotiable. The annual fee percentage for outside accounts is 50% of the marginal rate if the combined balances of the managed and outside accounts total $100,000 or more.
