Aspiriant offers investment management, wealth planning, and family office services. They work with high-net-worth individuals, families, and professional fiduciaries. Aspiriant creates financial plans, manages investments, and provides advice on retirement, education funding, debt management, risk management, estate planning, and tax planning. They also offer accounting and banking services. Aspiriant acts as a fiduciary, meaning they are legally required to act in your best interest.
Fee Structure
Aspiriant charges a percentage of your portfolio's value annually for investment management services. The standard fee schedule ranges from 0.85% to 0.2% per year, with a $14,000 minimum annual fee. For emerging wealth clients, the minimum fee is waived for the first 48 months, but there's a $2,500 annual wealth planning retainer. If you invest in private investment offerings recommended by Aspiriant, there's an additional 0.30% annual fee on the value of those investments. If Aspiriant separately manages a durable cash account for you, the fee is 0.20% per year on the account's value.