YDream Financial Services offers personalized financial planning and investment management. Planning covers goal setting, cash flow, education, retirement, and estate planning. Investment advice considers investor profiles and economic conditions. YDream manages portfolios on an individualized basis, and clients can set restrictions. The firm does not sponsor wrap programs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.13% |
| $1.0M - $2.0M | 0.13% |
| $2M+ | 0.13% |
The above rates are charged based on the assumption that the client authorizes, via limited power of attorney, the direct debit of investment accounts for investment management fees. Clients that prefer to write a check for fees agree to pay an additional 0.10% of assets managed per quarter and it is due on the first day of the calendar quarter. Clients that do not wish to grant the advisor discretion to make investment decisions or trades in their account without prior approval agree to pay 0.125% of assets per quarter in addition to the above fee schedule. Clients requesting additional portfolio reporting/performance beyond the forgoing agree to pay 0.125% of assets per quarter in addition to the above fee schedule.