Spinelli Financial Advisors (SFA) offers investment advice through financial planning sessions or ongoing portfolio management. Financial planning covers insurance, investments, taxes, retirement, and estate planning, billed hourly. Investment management involves continuous advice and portfolio adjustments, with quarterly reviews that may include financial planning. SFA manages client assets on a discretionary basis. As of December 31, 2024, discretionary assets under management totaled approximately $31 million.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5M+ | 0.75% |
Fees may be negotiable for clients with at least $5,000,000 under management. Compensation charged for total account value below the minimum described in Item 7, will be based on the higher of hourly rates or percentage of assets under management.