Generation Capital Management (GCM) offers investment management and consulting services to individuals, high net worth individuals, charities, trusts, estates, corporations, retirement plans, municipal government entities, and foundations. GCM's investment approach emphasizes diversification across asset classes and sectors. They also offer standalone financial planning services covering areas like goal setting, debt management, estate planning, and retirement planning.
Fee Structure
GCM charges a percentage of your portfolio's value each year for investment management. The fee varies depending on whether your portfolio is primarily in fixed income or equity/balanced investments, and the rate decreases as the value of your portfolio increases.
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Equity and Balanced Portfolios:
- 1.00% on the first $2,000,000
- 0.85% on the next $3,000,000
- 0.65% on the next $5,000,000
- 0.55% on amounts over $10,000,000
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Fixed Income Portfolios:
- 0.80% on the first $2,000,000
- 0.70% on the next $3,000,000
- 0.50% on the next $5,000,000
- 0.40% on amounts over $10,000,000
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Cash Management Portfolios:
- 0.70% on the first $2,000,000
- 0.60% on the next $3,000,000
- 0.40% on the next $5,000,000
- 0.30% on amounts over $10,000,000
There is no minimum fee for portfolio management services. Fees are typically charged quarterly in advance, but may be charged monthly or in arrears in some circumstances.