Creative Financial Solutions, or CFS, offers financial planning services to help clients identify their goals and determine how to achieve them. CFS advisors review clients' financial situations, including assets, liabilities, income taxes, cash flow, retirement projections, educational needs, life insurance, estate planning, and risk management. Investment services are provided through Cambridge Investment Research.
Fee Structure
At the anniversary of your initial financial plan, you can choose to continue the planning relationship for a retainer fee. This covers an additional 12-month period and allows you to contact CFS as needed.
The fee for financial planning services is determined based on the expected time and complexity of your situation, starting at 1/2 of 1% of your net worth, with a minimum fee of $750. In some cases, planning may be limited in scope and handled under a fee for service based on the degree of difficulty and time required.