Financial Plan, Inc. is an investment advisory firm based in Bellingham, Washington. They offer investment advisory and portfolio management services to individuals. Their recommendations include mutual funds, individual bonds, exchange-listed equity securities, FDIC insured bank accounts, and variable annuities. They formulate an investment policy statement based on each client's risk tolerance, time horizon, liquidity needs, current holdings, and tax considerations. They also offer financial planning services covering personal data, family relationships, life goals, risk tolerance, balance sheet, cash flows, income tax, goal projections, portfolio design, insurance evaluation, and estate transition.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.60% |
| $3.0M - $4.0M | 0.40% |
| $4.0M - $10.0M | 0.20% |
| $10M+ | 0.10% |
Due to the breadth and depth of our advisory services, we charge a minimum advisory fee of $2,500 per quarter, which includes management of the first $1 million of investable assets. For assets above $1 million, our advisory fee is based on a cumulative, tiered fee schedule that includes a gradually reduced annual fee as the amount of managed assets increases.