NavPoint Financial offers investment management and financial planning services tailored to each client's needs. They consider factors like risk tolerance, time horizon, and liquidity needs when designing portfolios. Financial planning covers areas like personal finances, taxes, investments, insurance, retirement, estate planning, and special projects. NavPoint looks at a client’s situation holistically, even if they are only directing strategies affecting a portion of the assets.
Fee Structure
NavPoint Financial's investment management fees are a percentage of the assets they manage, ranging from 0% to 2% annually. The specific fee schedule depends on the client's complexity, the amount of assets managed, anticipated future assets, related accounts, portfolio style, and reporting needs. These fees are billed quarterly in advance. While NavPoint advises on assets within employer benefit plans, they generally do not bill for those services on an assets under management basis; compensation for those services may be covered under fixed financial planning fees.