Luis Ruiz is a registered investment advisor at First Financial Consulting, based in Pasadena, CA, with 3 years of industry experience. Luis operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning, Tax Planning. Their firm serves 643 clients with $640M in assets under management.
Compensation
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First Financial Consulting offers investment consulting services, either on a project basis or ongoing. They help clients set investment goals, develop asset allocation models, and create investment policy statements. The firm makes recommendations on which investment managers to use, providing information on their styles and performance. If the client chooses, First Financial Consulting will monitor the portfolio's allocation and performance quarterly and make recommendations for changes. The typical fee is 1.00% per year, but can range from 0.40% to 1.50% based on factors like asset complexity and anticipated withdrawals.
Location
517 South Lake Avenue, Pasadena, CA, 91101
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Current Registrations
First Financial Consulting
Previous Registrations
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
State Registrations1 state
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