FL
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F Libardoni

45 Years of Experience
2 DisclosuresBrokerSells Insurance

F Libardoni is a registered investment advisor at Ibn Advisory Services, INC., based in Liverpool, NY, with 45 years of industry experience. F operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning, Tax Planning. Their firm serves 1,524 clients with $180M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
8 advisors
Number of Clients
1,524 clients
Average Client Portfolio
$121K average
Assets Under Management
$184.9M

Fee Structure

Investment management only (planning not offered)

IBN Advisory Services generally charges between 0.50% and 2.00% per year of the market value of your investments. Fees are negotiable and may be higher or lower based on the nature of the account. Factors affecting fee percentages include the size of the account and complexity of asset structures.

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Location

404 Old Liverpool Rd, Liverpool, NY, 13088

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
December 2017
Closed-No Action
Customer Dispute
November 2017
Settled
Other Business ActivitiesSells Insurance

F is an agent selling life, disability, and annuity insurance products since 1978, dedicating a full-time equivalent to this activity. F also provides income tax preparation and planning services through Libardoni Financial since 1998, spending a few hours per week on this.

Employment History
Current Registrations
Ibn Advisory Services, INC.
January 2023 - Present · 3 yrs 3 mos
Ibn Financial Services, INC
October 2018 - Present · 7 yrs 6 mos
Ibn Financial Services, INC.Broker
October 2018 - Present · 7 yrs 6 mos
Previous Registrations
Cetera Advisors LLC
October 2016 - October 2018 · 2 yrs
Cetera Advisors LLCBroker
October 2016 - October 2018 · 2 yrs
Investors Capital Advisory
January 2007 - October 2016 · 9 yrs 9 mos
Investors Capital CORP.Broker
May 2006 - October 2016 · 10 yrs 5 mos
Prime Capital Services, INC.Broker
February 1999 - June 2006 · 7 yrs 4 mos
Sunamerica Securities, INC.Broker
December 1995 - February 1999 · 3 yrs 2 mos
Sun Investment Services CompanyBroker
December 1990 - November 1995 · 4 yrs 11 mos
Linsco/private Ledger CORP.Broker
December 1989 - December 1990 · 1 yr
Linsco Financial Group, INC.Broker
February 1989 - December 1989 · 10 mos
Manequity, INC.Broker
February 1986 - December 1989 · 3 yrs 10 mos
Sun Investment Services CompanyBroker
March 1980 - February 1986 · 5 yrs 11 mos
State Registrations9 states
AZFLMAMENCNHPARIVT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.