ML
CFP
ML
CFP

Michael P Lacy

9 Years of Experience
1 Disclosure
Areas of Practice
Investment ManagementRetirement PlanningTax PlanningEstate PlanningFinancial Planning & CoachingInsurance PlanningHigh Net Worth
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
257 advisors
Number of Clients
25,166 clients
Average Client Portfolio
$285K average
Assets Under Management
$7.2B

Fee Structure

Minimum Investment:$5K
AUM-Based Fees (Flat)
Assets Under ManagementAnnual Fee
$0+2.00%

A $150 annual minimum management fee will be assessed on all accounts. For account values of less than $7,500, this may equate to be more than the maximum 2% as stated in this Form ADV and the Agreement.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
Minimum Annual Fee:$150
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Location

4050 E. Cotton Center Blvd., Suite 40, Phoenix, AZ, 85040

Get directions

History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
April 2024
Settled
Other Business Activities

Michael is an investment adviser representative for Foundations Investment Advisers (since January 2024) and Alloy Investment Management (since December 2023). He dedicates a full-time effort to these roles.

Employment History
Current Registrations
Foundations Investment Advisors LLC
January 2024 - Present · 2 yrs 1 mo
Alloy Investment Management
December 2023 - Present · 2 yrs 2 mos
Previous Registrations
J.P. Morgan Securities LLC
December 2020 - November 2023 · 2 yrs 11 mos
J.P. Morgan Securities LLCBroker
December 2020 - November 2023 · 2 yrs 11 mos
Hobart Private Capital, LLC
August 2018 - November 2020 · 2 yrs 3 mos
Merrill Lynch, Pierce, Fenner & Smith Incorporated
December 2017 - August 2018 · 8 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
September 2017 - August 2018 · 11 mos
J.P. Morgan Securities LLCBroker
November 2015 - August 2017 · 1 yr 9 mos
State Registrations2 states
NCSC
Advisor
Exams
No exam information available for this advisor.
Michael P Lacy - Financial Advisor | TrueAdvisor