AS
CFP
AS
CFP

Andrew Robert Santibanez

12 Years of Experience
BrokerSells Insurance
Areas of Practice
Investment ManagementRetirement PlanningFinancial Planning & CoachingHigh Net Worth
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
108 advisors
Number of Clients
6,671 clients
Average Client Portfolio
$573K average
Assets Under Management
$3.8B

Fee Structure

Minimum Investment:$5.5K
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Location

Hayden Lake, ID

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Andrew owns Fiben Financial LLC, focusing on personal tax planning, and dedicates minimal time to it. He also works as an Investment Advisor at The Ameriflex Group (nearly full-time), uses MBA Capital Advisors as a DBA, has a referral partnership with Financial Services & Investment Corp, and is an insurance agent.

Employment History
Current Registrations
Nwf Advisory Services INC
June 2025 - Present · 8 mos
Osaic Wealth, INC.Broker
January 2024 - Present · 2 yrs 1 mo
Previous Registrations
The Ameriflex Group
January 2024 - July 2025 · 1 yr 6 mos
Crown Capital Securities, L.P.
April 2019 - January 2024 · 4 yrs 9 mos
Crown Capital Securities, L.P.Broker
February 2018 - January 2024 · 5 yrs 11 mos
J.P. Morgan Securities LLC
April 2016 - May 2017 · 1 yr 1 mo
J.P. Morgan Securities LLCBroker
April 2016 - May 2017 · 1 yr 1 mo
Edward Jones
January 2013 - February 2016 · 3 yrs 1 mo
Edward JonesBroker
November 2012 - February 2016 · 3 yrs 3 mos
State Registrations8 states
CAFLHIIDMNNVNYOH
AdvisorBrokerBoth
Exams
No exam information available for this advisor.