MS
MS

Michael Vincent Spica

14 Years of Experience
Sells Insurance
Areas of Practice
Investment ManagementRetirement PlanningFinancial Planning & CoachingTax PlanningInsurance PlanningHigh Net WorthBusiness Owners
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
25 advisors
Number of Clients
1,561 clients
Average Client Portfolio
$254K average
Assets Under Management
$396.2M

Fee Structure

Minimum Investment:$5K
AUM-Based Fees (Tiered)
Assets Under ManagementAnnual Fee
Up to $500K1.50%
$500K - $1000K1.25%
$1M+1.00%

Fees are generally negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

6900 Miller Dr, Warren, MI, 48092

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Michael is an insurance agent with Financial Services of America and FSA Health, and receives commissions for insurance products through MVS Incorporated, taking about a quarter of his time for each. He also works as an Investment Advisor Representative with FSA Advisors, dedicating nearly full-time hours, and is involved in real estate services with Realty Solutions Group, LLC & Key Capital Partners, LLC DBA Dollars 4 Deeds and Cleare Realty Solutions Group, dedicating about 10-20% of his time and minimal time, respectively.

Employment History
Current Registrations
Financial Services of America Advisors
August 2017 - Present · 8 yrs 6 mos
Previous Registrations
Ae Financial Services, LLCBroker
December 2022 - August 2025 · 2 yrs 8 mos
Independence Capital CO., INC.
December 2015 - December 2022 · 7 yrs
Independence Capital CO., INC.Broker
March 2011 - December 2022 · 11 yrs 9 mos
State Registrations3 states
FLMITX
Advisor
Exams
No exam information available for this advisor.