David S Richards

John Hancock Personal Financial Services, LLC

17 Years of Experience

8 DisclosuresBroker

View SEC Summary

Areas of Practice

Retirement PlanningInvestment Management

John Hancock Personal Financial Services, LLC

Compensation

Fee-Only (AUM)Fixed/Hourly

Firm Size

58 advisors

Number of Clients

32,545 clients

Average Client Portfolio

$61K average

Assets Under Management

$2.0B

Fee Structure

Minimum Investment:None

Financial Planning:Investment management only

AUM-Based Fees (Tiered)

Assets Under Management	Annual Fee
Up to $50K	0.50%
$50K - $100K	0.40%
$100K - $250K	0.30%
$250K+	0.20%

Fee Estimator

Your Portfolio Value

$500K

$0$500K$1M$5M$20M

Estimated Annual Fee

—

Location

200 Berkeley Street, Boston, MA, 02116

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History

Regulatory History (8)

What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.

Financial

March 2022

Final

Financial

January 2022

Final

Financial

October 2021

Final

Financial

March 2021

Final

Financial

January 2021

Final

Financial

October 2020

Final

Financial

December 2019

Final

Financial

October 2019

Final

View Full SEC Report How to Read Disclosures

Employment History

Current Registrations

John Hancock Personal Financial Services, LLC

May 2021 - Present · 4 yrs 9 mos

John Hancock Distributors LLC

April 2021 - Present · 4 yrs 10 mos

John Hancock Distributors LLCBroker

April 2021 - Present · 4 yrs 10 mos

Previous Registrations

Charles Schwab & CO., INC.

May 2017 - December 2019 · 2 yrs 7 mos

Charles Schwab & CO., INC.Broker

February 2017 - December 2019 · 2 yrs 10 mos

Fidelity Brokerage Services LLCBroker

January 2008 - January 2017 · 9 yrs

Fidelity Investments Institutional Services Company, INC.Broker

October 2006 - January 2008 · 1 yr 3 mos

State Registrations15 states

AZCACOILKSLAMAMOMSNCOHORTXUTWA

AdvisorBrokerBoth

Exams

No exam information available for this advisor.