Rose Bernardo

Wellfull manages investments, typically using a financial plan to guide decisions. If there's no plan, they'll use a risk assessment. They manage accounts on a discretionary basis, meaning they don't need your approval for each trade. Fees range from 0% to 2% per year of the value of your investments. The specific fee depends on the size of your account, complexity, and the amount of financial planning work needed. In limited cases, a fixed annual fee may be determined for asset management and/or ongoing financial planning services. There is a minimum fee of between $45 and $60 per year for smaller related accounts.