Clifford Kwan is a CFP-designated registered investment advisor at Retirement Planners of America, based in Plano, TX, with 17 years of industry experience. Clifford operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Insurance Planning, Investment Management, Retirement Planning, and 1 more. Their firm serves 6,827 clients with $4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Retirement Planners of America manages investments through a wrap-fee program. The annual advisory fee is generally 1.30% of the value of your portfolio, including cash. Certain legacy clients may pay 1.25%. RPOA Direct clients pay 1.85%. This fee covers investment management and brokerage services. Accounts are also subject to an annual platform fee of 0.40%.
Location
2820 Dallas Parkway, Plano, TX, 75093
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Clifford is an independent insurance agent for various independent insurance companies.
Employment History
Current Registrations
Retirement Planners of America
Previous Registrations
Financial Strategies for Today and Tomorrow--Wealth Mgmt Group
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.