Josephti Cruz
Josephti Cruz is a registered investment advisor at The Wealthgarden F.S. LLC, based in El Segundo, CA, with 25 years of industry experience. Josephti operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 223 clients with $180M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $5.0M | 1.00% |
| $5M+ | 0.80% |
Fees are negotiable. Total fees collected will not exceed 3% of assets under management per year.
Fee Estimator
Location
1730 E. Holly Ave, Suite 838, El Segundo, CA, 90245
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Josephti is an insurance agent since 2015, dedicating minimal time to this activity. He also owns TaxGarden, LLC, providing tax accounting services and receiving referral compensation, and Financially Ever After LLC dba Cover Your Assets, a CDFA consulting business, dedicating minimal time to both.
Employment History
Current Registrations
The Wealthgarden F.S. LLC
Previous Registrations
Northwest Asset Management
Tiaa-Cref Individual & Institutional Services, LLCBroker
Advice and Planning Services
J.P. Morgan Securities LLCBroker
J.P. Morgan Securities LLC
Chase Investment Services CORP.
Chase Investment Services CORP.Broker
Morgan Stanley Smith BarneyBroker
Citigroup Global Markets INC.Broker
Sanford C. Bernstein & CO., LLCBroker
Sanford C. Bernstein & CO., INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.