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Robert Normand Richard

31 Years of Experience
BrokerSells Insurance
Areas of Practice
Investment ManagementRetirement PlanningEstate PlanningCharitable GivingEducation PlanningTax PlanningFinancial Planning & CoachingHigh Net Worth
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
174 advisors
Number of Clients
8,671 clients
Average Client Portfolio
$234K average
Assets Under Management
$2.0B

Fee Structure

Minimum Investment:None
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Location

276 West Main St, Ste 13B, Northborough, MA, 01532

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Robert is the 100% owner of Assabet Financial Group, offering tax planning, preparation, advisory services, and fixed insurance (as an agent). He also owns Bright Futures Wealth Management, LLC, where he works as an investment advisor representative (IAR) for about full-time hours.

Employment History
Current Registrations
Silver Oak Securities, INC.
November 2025 - Present · 3 mos
Silver Oak Securities, IncorporatedBroker
November 2025 - Present · 3 mos
Bright Futures Wealth Management, LLC
February 2017 - Present · 9 yrs
Previous Registrations
Cetera Investment Advisers LLC
March 2024 - November 2025 · 1 yr 8 mos
Cetera Advisors LLCBroker
January 2004 - November 2025 · 21 yrs 10 mos
Cetera Advisors LLC
January 2004 - March 2024 · 20 yrs 2 mos
Vestax Securities Corporation
March 2002 - January 2004 · 1 yr 10 mos
Vestax Securities CorporationBroker
April 2000 - January 2004 · 3 yrs 9 mos
Ffp Securities, INC.Broker
October 1998 - April 2000 · 1 yr 6 mos
Sii Investments, INC.Broker
October 1997 - October 1998 · 1 yr
Polaris Financial Services, INC.Broker
December 1994 - October 1997 · 2 yrs 10 mos
Montano Securities CorporationBroker
July 1994 - December 1994 · 5 mos
State Registrations23 states
ALAZCACOCTFLIDMAMDMEMONCNHNJNVNYORPARISCTXVAVT
AdvisorBrokerBoth
Exams
No exam information available for this advisor.