Paul Higgins is a CFP, ChFC-designated registered investment advisor at Heritage Financial Services, based in Westwood, MA, with 32 years of industry experience. Paul operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, High Net Worth, Investment Management, Retirement Planning. Their firm serves 1,250 clients with $3B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.5M | 1.00% |
| $2.5M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $25.0M | 0.40% |
| $25M+ | 0.30% |
Fees are based on the aggregate value of all managed accounts within the established household. For Heritage Generations Group clients with assets custodied at Betterment, the fee is 0.75%.
Fee Estimator
Location
100 Lowder Brook Drive, Suite 1000, Westwood, MA, 02090
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Paul is an independent insurance representative at Highland Capital Brokerage, focusing on fixed life insurance. He dedicates minimal time to this business.
Employment History
Current Registrations
Heritage Financial Services
Previous Registrations
Investacorp, INC.Broker
NFP Advisor Services, LLCBroker
Tower Square Securities, INC.Broker
Signator Investors, INC.Broker
Aig Equity Sales CORP.Broker
Sun Life of Canada (U.S.) Distributors, INC.Broker
Penn Mutual Equity Services, INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.