HM
CFA
HM
CFA

Howard Lawrence Mcelfresh

21 Years of Experience
Areas of Practice
Investment ManagementHigh Net Worth
Compensation
Fee-Only (AUM)
Firm Size
4 advisors
Number of Clients
67 clients
Average Client Portfolio
$15.8M average
Assets Under Management
$1.1B

Fee Structure

Minimum Investment:$250K
Financial Planning:Investment management only
AUM-Based Fees (Tiered)
Assets Under ManagementAnnual Fee
Up to $1.0M1.00%
$1.0M - $3.0M0.80%
$3.0M - $5.0M0.60%
$5M+0.40%

Employees/Board Members of AmeriServ Financial®, Inc., AFB, and AWA will be granted a 10% discount from the applicable fee schedule. Non-Profit and Charitable Organizations 501(c)(3) generally are granted a 10% discount from the applicable fee schedule. AWA retains the discretion to negotiate alternative fees on direct and indirect relationships.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

201 Penn Center Blvd, Suite 200, Pittsburgh, PA, 15235

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
Ameriserv Wealth Advisors INC
March 2025 - Present · 11 mos
Previous Registrations
Charles Schwab & CO., INC.
January 2022 - February 2022 · 1 mo
Charles Schwab & CO., INC.Broker
January 2022 - February 2022 · 1 mo
TD Ameritrade, INC.
March 2019 - February 2022 · 2 yrs 11 mos
TD Ameritrade Investment Management, LLC
March 2019 - February 2022 · 2 yrs 11 mos
TD Ameritrade, INC.Broker
February 2019 - February 2022 · 3 yrs
Edward JonesBroker
May 2018 - November 2018 · 6 mos
Nylife Securities LLCBroker
March 2018 - May 2018 · 2 mos
Morgan Asset Management, INC.
June 2008 - October 2009 · 1 yr 4 mos
Amsouth Asset Management, INC.
December 2003 - January 2008 · 4 yrs 1 mo
Amsouth Investment Management Company LLC
December 2002 - October 2003 · 10 mos
Fidelity Brokerage Services, INC.Broker
October 1989 - July 1998 · 8 yrs 9 mos
Hefren-Tillotson, INC.Broker
August 1987 - April 1988 · 8 mos
First Jersey Securities, INC.Broker
February 1986 - August 1987 · 1 yr 6 mos
State Registrations1 state
PA
Advisor
Exams
No exam information available for this advisor.