German Ramirezdearellano is a registered investment advisor at Fsam LLC, based in Guaynabo, PR, with 41 years of industry experience. German operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management, Retirement Planning. Their firm serves 165 clients with $110M in assets under management.
Compensation
Fee-Only (% of Portfolio)
Firm Size
15 advisors
Number of Clients
165 clients
Average Client Portfolio
$684K average
Assets Under Management
$112.9M
Fee Structure
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1000K | 1.35% |
| $1.0M - $2.0M | 1.10% |
| $2M+ | 1.00% |
Annual fees in international advisory accounts may range up to 2%. All fees are negotiable between the client and FSAM.
Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location
GAM Tower, 2 Tabonuco Street, Suite 200, Guaynabo, PR, 00968
Get directionsHistory
Regulatory History (9)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
February 2023Settled
Judgment / Lien
May 2022Customer Dispute
January 2017Settled
Customer Dispute
August 2016Settled
Customer Dispute
November 2015Settled
Customer Dispute
October 2015Settled
Customer Dispute
March 2015Settled
Customer Dispute
March 2015Settled
Customer Dispute
February 2003Settled
Employment History
Current Registrations
Fsam LLC
June 2021 - Present · 4 yrs 10 mos
First Southern, LLCBroker
June 2021 - Present · 4 yrs 10 mos
Previous Registrations
Herbert J. Sims Capital Management, INC.
November 2015 - June 2021 · 5 yrs 7 mos
Herbert J. Sims & CO, INC.Broker
March 2014 - June 2021 · 7 yrs 3 mos
UBS Financial Services Incorporated of Puerto RicoBroker
May 2009 - March 2014 · 4 yrs 10 mos
UBS Financial Services INC.Broker
May 2009 - March 2014 · 4 yrs 10 mos
Santander SecuritiesBroker
February 1997 - November 2008 · 11 yrs 9 mos
Painewebber Incorporated of Puerto RicoBroker
May 1994 - January 1997 · 2 yrs 8 mos
Painewebber IncorporatedBroker
July 1988 - January 1997 · 8 yrs 6 mos
Shearson Lehman Hutton INC.Broker
February 1988 - July 1988 · 5 mos
E. F. Hutton & Company INCBroker
February 1987 - February 1988 · 1 yr
Drexel Burnham Lambert IncorporatedBroker
September 1984 - February 1987 · 2 yrs 5 mos
Becker Paribas IncorporatedBroker
May 1984 - August 1984 · 3 mos
State Registrations7 states
COFLNJNYPRTXVA
AdvisorBrokerBoth
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
No exam information available for this advisor.