Patrick Kenneth Carroll

CFP · ChFC

Merit Financial Advisors

42 Years of Experience

1 DisclosureBrokerSells Insurance

View SEC Summary

Areas of Practice

Investment ManagementRetirement PlanningEstate PlanningTax PlanningFinancial Planning & Coaching

Merit Financial Advisors

Compensation

Fee-Only (AUM)Fixed/Hourly

Firm Size

222 advisors

Number of Clients

14,417 clients

Average Client Portfolio

$734K average

Assets Under Management

$10.6B

Fee Structure

Location

2099 Gaither Road, Suite 110, Rockville, MD, 20850

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History

Regulatory History (1)

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Customer Dispute

December 2004

Denied

View Full SEC Report How to Read Disclosures

Other Business ActivitiesSells Insurance

Patrick is involved in numerous business activities, including Obsidian Personal Planning Solutions (both Inc. and LLC), Obsidian Business Planning Solutions, Next Chapter Program, Coordinated Trust Services, Tame Your Money Elephants, M Group LLC, 401k Compliance Solution, Montgomery Rental Management, Overture Holdings, and the National Capital Trolley Museum. He dedicates about half of his time to Obsidian Personal Planning Solutions LLC and Inc.

Employment History

Current Registrations

Merit Financial Advisors

October 2025 - Present · 4 mos

Purshe Kaplan Sterling InvestmentsBroker

October 2025 - Present · 4 mos

Obsidian Personal Planning Solutions, LLC

September 2013 - Present · 12 yrs 5 mos

Previous Registrations

Osaic Wealth, INC.Broker

August 2024 - October 2025 · 1 yr 2 mos

Triad Advisors LLCBroker

August 2017 - August 2024 · 7 yrs

National Planning Corporation ("npc of America" in Fl & Ny)

April 1999 - August 2017 · 18 yrs 4 mos

National Planning CorporationBroker

April 1999 - August 2017 · 18 yrs 4 mos

Ffp Securities, INC.Broker

February 1994 - April 1999 · 5 yrs 2 mos

Intersecurities, INC.Broker

April 1991 - February 1994 · 2 yrs 10 mos

Pw Securities, INC.Broker

July 1990 - April 1991 · 9 mos

Professional Broker-Dealer Financial Planning, INC.Broker

April 1990 - August 1990 · 4 mos

Travelers Equities Sales, INC.Broker

July 1984 - May 1990 · 5 yrs 10 mos

Pruco Securities CorporationBroker

February 1983 - March 1984 · 1 yr 1 mo

State Registrations40 states

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AdvisorBrokerBoth

Exams

No exam information available for this advisor.