Richard Spivey
Richard Spivey is a ChFC-designated registered investment advisor at M Holdings Securities, INC., based in Timonium, MD, with 43 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Retirement Planning. Their firm serves 3,621 clients with $4.1B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
M Holdings Securities offers various investment management programs with different fee structures. Some programs have wrap fees that cover advisory, brokerage, and custodial services in one fee. Other programs charge advisory fees separately from brokerage and other costs. Fees are negotiable with your financial professional and vary depending on the program chosen and the amount of assets managed. The maximum fee for WealthPursuit Wrap Fee Programs is limited to 3%. MPP Wrap Program fees will not exceed 1.36% for accounts with at least $150,000 in assets. WealthPursuit Prime fees are limited to a maximum rate of 3%.
Location
9690 Deereco Road, Suite 650, Timonium, MD, 21093
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Regulatory History (1)
Customer Dispute
July 2013Other Business ActivitiesSells Insurance
Richard is the President & Chief Marketing Officer of The L. Warner Companies, Inc., where he acts as an IAR rep and participates in fixed insurance sales. This takes about a quarter of his time. He also serves on the Finance Committee as a Board Member for Timonium Methodist Church, dedicating minimal time.
Employment History
Current Registrations
M Holdings Securities, INC.Broker
The L. Warner Companies, INC
Previous Registrations
United Brokerage Services INC
United Brokerage Services, INCBroker
M Holdings Securities, INC.Broker
Woodbury Financial Services, INC.
Woodbury Financial Services, INC.Broker
Trusted Securities Advisors CORP.Broker
Mony Securities CorporationBroker
Mutual Service CorporationBroker
Mony Securities CORP.Broker
State Registrations11 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.